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Whoa Finance is a financial subsidiary of Annetton Group Ltd.

The values of the Annetton Group are applied to all subsidiaries.

Whoa Finance's business objective is to provide people with savings/investment products that work hard for them, and to also make great value borrowing products available.

It's important to mention that we are not a registered bank ourselves.

Our banking partner has protection for all our savings account customers up to the value of £85,000.

If you chose to invest rather than save, your invested capital is managed by a fund manager at Whoa Finance and monies are allocated to the fund that you select during registration.

Every fund is professionally managed by a fund manager, and while loss of invested capital may not be expected by Whoa Finance it can still occur.

With investment, your capital is at risk.

Whoa Finance lend money in the form of credit cards, loans, mortgages and bonds, in return for this they charge an amount of interest which is then paid back along with principal.

Whoa Finance undertake to offset any risk of credit product default within the percentage of interest charged to customers across the operation, they also have to have a reserve therefore your savings will always be safe.

Investment fund gains do not directly generate profits for Whoa Finance, instead a customers overall fund value is reflected in the % admin fee charged by Whoa Finance for managing these funds.